Conditions of Use

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Last Updated: September 01, 2025

These Conditions of Use ("Conditions") govern your access to and use of the Veteran Life Solutions website (the "Site"). By using our Site, you agree to these Conditions. If you do not agree, please do not use our Site.

1. About Us

This Site is owned and operated by:

Varhue Solutions LLC
3700 S Plaza Dr Apt J211
Santa Ana, CA 92704
Email: veteranlifesolutions@gmail.com
Phone: (714) 477-3593

2. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is owned by or licensed to Varhue Solutions LLC. You may not copy, reproduce, distribute, or otherwise use any content without our prior written permission.

3. Use of the Site

By using this Site, you agree that you will not:

• Use the Site for unlawful purposes.
• Harass, abuse, or harm another person.
• Attempt to interfere with or disrupt the Site's operation.
• Use automated tools to scrape or copy content from the Site.
• Upload or transmit any harmful code or viruses.

4. Information You Provide

When you submit information on this Site (such as your name, date of birth, state of residence, phone number, email, military branch, intended beneficiary, intended coverage purpose, or budget preferences), you agree that:

• The information is accurate and truthful.
• We may use this information to provide life insurance quotes, connect you with licensed insurance agents, and communicate with you as outlined in our Privacy Policy.
• By submitting your contact information and checking the SMS consent box, you consent to be contacted by Varhue Solutions LLC via phone, email, or text message, which may include automated or pre-recorded messages.

5. SMS/Text Messaging Terms

Consent to Receive SMS: By providing your phone number and checking the SMS consent checkbox on our form, you expressly consent to receive automated SMS text messages from Varhue Solutions LLC regarding your life insurance quote inquiry, follow-up information, and related communications about insurance products and services.

Message Frequency and Charges: Message frequency varies based on your inquiry and our follow-up schedule. Standard message and data rates may apply as determined by your mobile carrier. We are not responsible for any charges incurred from your mobile carrier.

Consent Not Required for Purchase: Your consent to receive SMS messages is not a condition of purchasing any insurance product or service from us or any insurance carrier we connect you with.

Opt-Out Rights: You may opt out of receiving SMS messages at any time by:

• Replying STOP to any text message from Varhue Solutions LLC
• Emailing veteranlifesolutions@gmail.com with "SMS Opt-Out" in the subject line
• Calling (714) 477-3593 to request removal from our SMS list

Upon receiving your opt-out request, we will cease sending SMS messages within 24 hours.

Help and Support: For help with SMS messages, reply HELP to any message or contact us at (714) 477-3593 or veteranlifesolutions@gmail.com.

SMS Privacy: Your SMS consent is provided solely to Varhue Solutions LLC. We do not share your SMS opt-in consent with third-party insurance carriers, affiliates, or other parties. Any SMS messages you receive will be sent directly by Varhue Solutions LLC.

6. Disclaimers

• The information on this Site is for general informational purposes only and should not be relied upon as legal, financial, or insurance advice.
• We make no guarantees regarding the availability, accuracy, or reliability of this Site.
• Insurance coverage and rates are determined by licensed carriers and are subject to underwriting approval.

7. Limitation of Liability

To the fullest extent permitted by law, Varhue Solutions LLC and its affiliates will not be liable for any indirect, incidental, or consequential damages arising out of your use of this Site. Our liability for any direct damages will be limited to the amount you paid (if any) to use this Site.

8. Governing Law

These Conditions are governed by the laws of the State of California, without regard to its conflict of laws principles.

9. Changes to These Conditions

We may update these Conditions at any time. Changes will be posted on this page with the updated "Last Updated" date. By continuing to use the Site, you agree to any revised Conditions.

10. Contact Us

If you have questions about these Conditions, please contact us at:

Varhue Solutions LLC
3700 S Plaza Dr Apt J211
Santa Ana, CA 92704
Email: veteranlifesolutions@gmail.com
Phone: (714) 477-3593